The promise of DeFi yield has always been mesmerizing: higher returns than traditional finance, 24/7 accessibility, and complete transparency. The reality? A labyrinth of protocols, bridges, swaps, and reward tokens that would make even seasoned crypto users think twice. Until now.
The Stablecoin Yield Problem Nobody Talks About
Picture this: You hold EUR and want to earn yield on it. In traditional DeFi, here's what you'd typically face:
- On-ramp EUR and trade it for EURC (hope you picked the right exchange)
- Bridge from Ethereum to Base (did you check gas fees?)
- Navigate to the right protocol (which one again?)
- Deposit into a yield strategy (is this audited?)
- Claim various reward tokens periodically ($WELL? What's that?)
- Convert those tokens back to your original asset (more gas fees)
- Repeat this process... forever
By the time you've figured out this maze, half your potential yield has evaporated in gas fees, slippage, and the opportunity cost of your time. For the average user who just wants their stablecoins to work harder, this isn't just complex. It's impossible.
Enter Deblock Vaults: Yield Generation on Autopilot
"Yield.xyz's OAV technology transformed what would have been months of complex DeFi integration into a seamless implementation. Our users can now earn yield on their euros and stablecoins with just one click; no token swaps, no manual harvesting, no confusion. This is the infrastructure that finally makes DeFi accessible to everyone." - Mario Alebicto, CTO Deblock
Deblock Vaults represents a paradigm shift in how users interact with DeFi yield. By leveraging Yield.xyz's revolutionary Optimized Allocator Vaults (OAVs), we've transformed the entire yield generation process from a technical obstacle course into a simple, one-click experience.
Here's the magic: You deposit EURC or USDC. That's it. Behind the scenes, our intelligent vault infrastructure handles everything else: routing, swapping, harvesting, and compounding. Even bridging if it were required. And it’s all done automatically, all in real-time, all without you lifting a finger.
Two Powerful Strategies, Zero Complexity
Deblock vaults launches with carefully selected strategies that exemplify the philosophy of sophisticated simplicity, tailored for both fiat and crypto holders:
Fiat Flow
Ideal for users that have not yet interacted with crypto and are looking for higher yields on their euro funds sitting idle in their bank account.
- User has euros in their account
- On-ramp : euro → EURC (Base)
- Gasless Transfer: User wallet receives ETH to pay for gas fees
- Approval signature: User wallet signs EURC grab approval
- Vault deposit : EURC (Base) → Morpho Moonwell Flagship EURC
Automatically allocates assets into Morpho's institutional-grade vaults and optimizes reward compounding for highest yield
Crypto Flow
Ideal for stablecoin holders who just want to earn—and forget the rest.
- Deposit your EURC or USDC directly on Base.
- Vault deposit routes assets into the appropriate Morpho strategy instantly.
- All swaps, gas management and compounding happen automatically.
Strategy 1: EURC Optimizer
- Fiat On-ramp Flow: EUR → EURC (Base) → Morpho Moonwell Flagship EURC
- Crypto Flow: EURC (Base) → Morpho Moonwell Flagship EURC
Built for euro and EURC holders looking for a friction-free DeFi entry, this vault:
- Converts EUR to EURC in one seamless transaction when entering the yield with fiat
- Deposits into Morpho’s flagship Moonwell EURC vault
- Continuously rebalances and optimizes rewards to capture the highest yield
Strategy 2: USDC Optimizer
- Fiat On-ramp Flow: EUR → USDC (Base) → Morpho Gauntlet Seamless USDC Vault
- Crypto Flow: USDC (Base) → Morpho Gauntlet Seamless USDC Vault
Tailored for USDC holders (or those converting from EUR), this vault:
- Converts EUR to USDC if needed, then deposits in one step
- Allocates into Morpho’s Gauntlet Seamless USDC vault
- Automatically rebalances and compounds rewards for maximum returns
For USDC holders, this streamlined strategy eliminates the conversion step while maintaining all the sophisticated automation that makes DeBlock Earn revolutionary.
Both strategies tap into Morpho, a blue-chip yield source known for its robust risk management and consistent returns. But here's where it gets interesting…
The True APY Revolution
Traditional DeFi protocols love to advertise eye-popping APYs. "Earn 25% on your stablecoins!" they proclaim. What they don't tell you is that most of that yield comes in the form of reward tokens that you need to manually claim, convert, and reinvest. If you can figure out how.
This is why Yield.xyz OAVs introduce what we call True APY: the actual yield you receive, in the token you deposited, with all the complexities handled automatically.
Here's how it works:
- Automatic Reward Harvesting: Our vaults continuously claim all reward tokens from underlying protocols (like $MORPHO tokens from the Morpho protocol and others such as SEAM and WELL)
- Intelligent Conversion: These rewards are automatically converted back to USDC at optimal times and rates, minimizing slippage and maximizing value
- Seamless Compounding: The converted USDC is immediately redeposited into the strategy, compounding your returns without any action required
- Single Token Experience: You deposit EURC or USDC, you earn in EURC or USDC. No token management, no mental math, no confusion.
This isn't just a convenience feature: it's a fundamental reimagining of how yield should work. By automatically compounding in the deposit token, users earn more than they would if they had to manage rewards manually. It's the difference between a savings account that grows on its own and a complex investment portfolio that requires constant attention.
Why This Changes Everything
For Everyday Users
- Deposit and Forget: No need to monitor positions, claim rewards, or manage multiple tokens
- Predictable Returns: Know exactly what you're earning in the currency that matters to you
- No Technical Barriers: If you can click "deposit," you can access DeFi's best yields
For DeFi Veterans
- Optimized Execution: Automated processes often outperform manual management
- Gas Efficiency: Batched operations and intelligent routing minimize transaction costs
- Time Freedom: Spend time finding new opportunities instead of managing existing ones
The Future of Stablecoin Yield is Here
The implementation of Yield.xyz by Deblock Earn represents more than just another yield product. It's a statement about what DeFi should be: powerful yet simple, sophisticated yet accessible, revolutionary yet reliable.
By abstracting away the complexity while maintaining the benefits, we're not just making yield easier—we're making it possible for millions of users who were previously locked out by technical barriers.
Welcome to the future of stablecoin yield. Welcome to Deblock Earn.
About Deblock
Deblock is pioneering the next generation of decentralized finance accessibility. Our mission is to bridge the gap between DeFi's powerful capabilities and mainstream usability. Through innovative products like Deblock Vaults, we're making it possible for anyone, anywhere, to access the financial opportunities that were previously reserved for the technically sophisticated.
Our team combines deep DeFi expertise with a relentless focus on user experience, creating products that don't compromise on either power or simplicity. With Deblock Vaults, we're proud to deliver on our vision of making DeFi yields as easy as using a traditional savings account—but far more rewarding.
About Yield.xyz
Yield.xyz is the infrastructure layer powering the next generation of yield products across Web3. Through our revolutionary Optimized Allocator Vaults (OAVs), comprehensive DeFi integration platform, and industry first and only multi validator staking infrastructure, we enable partners like Deblock to offer institutional-grade yield strategies with consumer-grade simplicity.
Our technology stack includes:
- 1,000+ Integrated Strategies: Manually vetted and continuously monitored across all major DeFi protocols
- Intelligent Automation: Advanced algorithms for routing, rebalancing, and optimization
- Enterprise-Grade Security: Comprehensive risk scoring and management systems
- Flexible Integration: APIs and SDKs that make DeFi integration seamless for any platform
Yield.xyz is turning every digital asset into an automatic savings account, making Web3 yield accessible to billions of users worldwide. By handling the complexity of DeFi at the infrastructure level, we empower partners to focus on what they do best: serving their users.
Ready to experience the future of stablecoin yield? Visit https://deblock.go.link/7Gitr to get started, or learn more about building with Yield.xyz at yield.xyz.